Leadership Team

Bold vision takes bold leadership. Meet the team behind First Home Bank.

Anthony N. Leo

Chief Executive Officer
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Anthony N. Leo has served as Chief Executive Officer of First Home Bank since 2013. Mr. Leo previously served as Executive Vice President & Managing Director of Community Banks, Inc., a diversified financial holding company based in Harrisburg, PA. He began his career as Vice President & Associate Counsel for the National Bank of Washington, D.C., and later was Vice President & Corporate Counsel for FB&T Corporation, Hanover, PA. Mr. Leo received his BA with distinction from The George Washington University and his JD from The George Washington University Law School. He is a member of the Bar of the District of Columbia and the State of Maryland.

Robin L. Oliver

Executive Vice President, Chief Financial Officer
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Robin L. Oliver serves as Executive Vice President and Chief Financial Officer for First Home Bank and BayFirst Financial Corp. Prior to joining First Home Bank in 2018, Mrs. Oliver served as Controller for a financial institution in Kentucky, and for the first 16 years of her career, she served multiple financial institution clients in public accounting as an auditor with Crowe LLP. Mrs. Oliver is a Certified Public Accountant and received her BA in Accounting from the University of Kentucky.

Brandi N. Jaber

President Residential Mortgage Division
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Brandi N. Jaber serves as the President of the Residential Mortgage Division for First Home Bank. Ms. Jaber joined the Bank in November, 2017 and most recently served as the Chief Administrative Officer. Prior to joining First Home Bank, Ms. Jaber spent over 17 years in various management roles in the residential mortgage industry. She has served as an executive team member for the past 2 years, leading numerous cross-functional initiatives. Ms. Jaber holds a BS in Finance from the University of Florida and an MBA from the University of Tampa.

Lewis O. Benner

Executive Vice President, Chief Credit Officer
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Lewis Benner serves as Executive Vice President and Chief Credit Officer. Mr. Benner joined First Home Bank in 2018 and previous to joining First Home Bank, Mr. Benner served in leadership roles from multiple financial institutions. Mr. Benner’s experience includes serving as President and CEO of 1st Manatee Bank, EVP and Chief Lending Officer of Sabal Palm Bank, Community Bank President of Gold Bank, and President of Lancaster Region for Lebanon Valley National Bank/Fulton. Mr. Benner received his BA in Business Administration from Elizabethtown College.

Matthew M. Luckey

Executive Vice President, Chief Banking Officer
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Matthew M. Luckey serves as Executive Vice President and Chief Lending Officer, and leads the Community Banking Division of First Home Bank. Prior to joining First Home Bank in 2015, Mr. Luckey served in several retail banking and commercial banking capacities, including branch management, credit underwriting, and commercial lending. He began his career as a Banking Associate with SunTrust Bank, followed by Vice President roles at United Bank, Synovus Bank, and The Bank of Tampa. Mr. Luckey received his BBA from the University of Georgia.

Thomas G. Zernick

President, CreditBench
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Thomas G. Zernick is the President of the SBA Lending Division. Prior to joining First Home Bank in 2016, Mr. Zernick served as Florida Market President for Stearns Bank, and as an SBA Product Manager for HomeBanc in Tampa. Before relocating to Florida, Mr. Zernick served as a Community Bank President and SBA President for Republic Bank in Michigan. Mr. Zernick received his BBA from the University of Notre Dame.